Answers to your questions

For Perenna that means the interest rate on the mortgage is fixed for the whole term. This means if you take out a 40 year fixed rate product, you know your payments won’t change during that time.

Anyone aged 18 or over who lives in the UK (and has the right to live in the UK permanently) can apply. You’ll need to be planning to buy or remortgage a home in England or Wales too. We will carry out some checks to make sure you (and anyone else you’re buying a home with) can afford the mortgage.

Our mortgages will be financed through long term covered bonds.

Right now, we’re offering our mortgage to selected borrowers. But this is just the beginning. Why not use our mortgage calculator to see how much you may be able to borrow? It's completely confidential, does not affect your credit score and should only take a few minutes.

We offer mortgages on the home that you will live in. But we could look at other options in the future. To find out more about the mortgages we offer, please view general information about our mortgages.

Yes, we will offer flexibility as standard. This means you can take your mortgage with you when you move home. After five years, if you’d like to change your mortgage deal or make overpayments, no problem. There’s no charge.