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Retirement

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Make the most of your retirement. For Perenna age is just a number. That’s why we’ve removed age limits. Instead, we assess your mortgage application on your property value and your ability to repay.

Unlock the equity in your home

Free up some money to enjoy a financially responsible retirement, whilst staying in the home you love.

Making greener choices easy

Let us make this easier for you. We’ll reward you for making changes to your home that will help the environment.

Get certainty over mortgage payments

Fixing your interest rate for the full mortgage term means your payments won’t go up.

How much can I borrow?

For us, age is just a number. The amount you can borrow depends on a few things. We’ll need to look at how much you earn, the amount you spend and the equity in your home. We do this to make sure you and any other applicants can afford the mortgage.

Budget with confidence

Do you know what your mortgage payments will be as you head into retirement? If not, switching to our long term fixed-rate mortgage could be a great option.

Fixing your interest rate for the full mortgage term means you don’t have to worry about your payments going up.

Making greener choices

Let us reward you for making changes to your home that will help the environment and reduce your energy bills.

 

You could lose your home if you don’t keep up your mortgage repayments.

 

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Perenna Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 956138. Perenna Bank PLC is a company registered in England and Wales with company number 13084174. Our registered office is at 20 Eastbourne Terrace LONDON W2 6LG.

VAT number: 396 974 224

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